Case Study - Accion USA – Web Based Loan Processing Portal

The Client

Accion USA is the world’s largest non-profit microfinance organization; and provides loans to small and minority owned businesses. They have hundreds of loan representatives on the field talking to and evaluating potential customers. But the process of applying for a loan was completely manual and paper-based; and was limiting their ability to provide large numbers of loans.
 
They were interested in building a web-based application to automate the process of providing loans to their customers. This system would also have to integrate with the three largest credit reporting agencies and also connect with their back-end legacy cash management system.
 
They selected Inkriti for their proven expertise in delivering high transactional e-business systems on-time and on-budget. 
 

The Skillsets Illustrated 

WebObjects/.NET development
Medium
User Interface Design
Strong
SQLServer PL SQL
Strong
Database object modeling
Strong : Built datamodel from scratch
Global Delivery
Strong
 
The Inkriti Solution
 
The Inkriti team has deep experience in working with large projects which involve a fully structured Software Development Lifecycle (SDLC) methodology.
This solution was designed in Java and provides the following functionality:
  • Ability to fill out loan applications online
  • Real-time connectivity with the three major credit reporting agencies
The Results
 
The solution was provided to the client on-time and on-budget. The application has been operational since April 2003 and has not experienced any downtime.